Honda Finance Center
When it comes to shopping for a new car, most of us know what we want and how to find it. However, we may not have as clear of an idea on how to finance it. If you fall under that category, then our team at Port Charlotte Honda wants to help. Check out this page to discover all the simple financing tools we offer our Venice, Punta Gorda, and North Port, FL, customers.
Financing Your Honda at Our Finance Center
The leasing and finance processes can get involved, especially if you’re new to them. That’s when you’ll want an expert at your side to walk you through them, which is where our finance team excels. With combined decades of experience, they’ll work with you to devise a plan that’s all your own.
Once our team gets to know you and your needs, they can tie them into several plans that they’ll review with you in a way that’s easy to understand. After you’ve chosen your plan and signed all the required paperwork, you’ll hit the road in your new-to-you ride!
Experiment with Our Online Tools
We’re more than happy to walk all our customers through the financing process in person. However, we offer these online tools specifically so you can take care of things at home if you’d prefer:
- A payment calculator, to help you determine how your favorite model fits into your budget
- The Kelley Blue Book® Instant Cash Offer, to help you get the most out of your current car
- The credit application, to help you secure your loan before arriving
- A quick pre-qualify, to get the ball rolling ahead of your visit
If you or someone in your family is a recent college graduate, our Honda dealer proudly offers a College Grad Program. To be eligible for this program, you’ll need proof of employment, have graduated in the past two years or will graduate in six months, and have no adverse credit history.
As you know, when it comes to finding your next set of wheels, research is vital. Use our website to read up on the various Honda models we have through reviews and comparisons.
Leasing vs Financing: Which is the Better Option for You?
Two of the most popular ways to get behind the wheel of your dream ride are leasing and financing. Both methods have the same goal in mind – to have you drive away happy. However, they are different in their approaches. We’ll highlight them below.
Leasing guarantees you’ll be jumping into a brand-new car with the latest style, technology, etc. Lease agreements usually last two to three years and, in many cases, can be cheaper than financing because you won’t own the car once you complete the payment cycle. However, leasing gives you the flexibility to finance or buy a car at any time.
Leases often come with maintenance-based warranties that cover factory maintenance services for most of the agreement, meaning you might not have to pay out of pocket for a plethora of services. If significant repairs are needed, you will likely be responsible for those.
For those who want to drive the latest models every few years, leasing is a great idea. Doing so also opens you up to more options, whereas financing can limit you. Additionally, if you want lower monthly payments, leasing is the way to go.
Financing is a long-term agreement between you and an auto loan company in which you’ll repay the loan over time. Once the payment cycle is complete, you’ll own the car outright, meaning you can customize it any way you want or turn around and sell it.
By financing a car, you’re building equity in it. If you keep it in good condition, its resale value should remain high. This method can also improve your credit score, as taking out an auto loan means you’re opening a line of credit.
One benefit to financing that might get overlooked is that you’re not beholden to a mileage limit like you are with a lease, meaning you can drive as often as you want the second you complete the finance process.
So, if you’re someone who knows what kind of car they want to drive for the long haul and want to own it eventually, financing is a great choice.
A Car to Match Every Budget
Like credit scores, all budgets are going to be different. Fortunately, our inventory is packed with enough new, used, and certified pre-owned models to match your specific budgetary requirements. We’re certain that you’ll be satisfied with our wide selection.
If you want, you can check out our inventory online, too. This way, you can view a model’s most notable specs and features before your visit. All you’ve got to do then is get in touch, and we’ll set up your test drive.
Ready To Finance Your Next Car?
Feeling impatient to drive home in your next car? Then you’ll want to utilize the financing tools here on the Port Charlotte Honda website. We’re more than happy to help all Fort Myers, Cape Coral, and North Port drivers secure an auto loan.
Our Finance Team Is on Your Side
Not all of us have perfect credit. And we know it’d be entirely unreasonable to expect such a thing. Fortunately, our team has the skills to work with all sorts of histories. If you have poor credit, or even no credit, there’s a place for you here.